01 WHERE ARE YOU HEADING?
Knowing what you hope to get from a bank account helps you make a smart choice.
Did you make an important decision to buy a home or car and want to show banking history to help build credit?
Maybe life got busier as you chose to go back to school or have kids, so you need to save time with on-line deposits, bill pay and statements?
Are you worn out from unexpected fees charged on your current account?
Choosing to stop spending your hard earned money on cashing checks, money orders, and late fees due to lost mail?
Or you just want to keep your money safe, and feel more money-organized.
02 WHAT YOU GET
All Bank On Boulder County accounts have:
No ability to overdraft. Free debit or prepaid card. No ATM fees in-network.
Free on-line, mobile, telephone and branch banking.
Free mobile, ATM, branch and direct deposit. Free on-line bill pay.
Free banking alerts. Free statements.
Sessions with Boulder County bilingual personal finance guides.
03 BANK ON ACCOUNTS ARE DIFFERENT
It’s easy to get lost in the small print and get hit with
unexpected fees or pay for features you thought would be free.
Overdraft fees can be $35 per hit, can be on top of non-sufficient funds fees,
and both can snowball into a money mess.
Some accounts deny access because of
past bank balances or not having the right ID.
Bank Bank On accounts meet clear standards and are
there to get you off to a good start or back on your banking feet.
It is impossible to overdraw a Bank On account,
so no worry about the fee snowball.
Bank On accounts will only deny application
for fraud and will accept IDs from a long list.
04 DON’T GO AT IT ALONE
Bank On Boulder County is here for you. We’ve found some fine options to get you started banking, back to banking, and better at banking.
However, Boulder County Personal Finance Guides can coach you on banking choices that are right for you and on many other money topics.
05 CHOICES YOU HAVE
How much money you need to get
started is your choice.
Choose $0 – $25.
How much your account
will cost each month.
Choose $0 – $5.00.
Long lists of possible IDs are
accepted. Most require only one;
Chase requires two.